Employee Family Assistance Program (EFAP)
Mental illness is a leading cause of disability in Canada. EFAP directly supports employee mental health through short-term, confidential counseling services. To deliver high quality and individualized support, we’ve partnered with Homewood Health—a Canadian leader in mental health and addiction services. Support is available 24-hours a day, seven days a week. EFAP helps employees by:
- Improving personal wellbeing
- Managing relationships and family
- Addressing workplace challenges
- Taking financial and legal control in life
Online Doctors by Maple
Online Doctors is a state-of-the-art virtual care platform providing your employees with direct access to physicians within 5 minutes, around the clock, removing geographical barriers to care and enhancing access to preventative interventions. Enjoy reduced absenteeism and enhanced employee productivity and wellness through a 91% in-platform resolution rate offering access to e-prescribing, notes, lab and imaging requisitions, specialist referrals and more.
Health Spending Accounts
Health Spending Accounts (HSA) reimburse health expenses not covered by your Workplace Benefits Plan or government programs, and help with co-insurance payments, deductibles, and amounts in excess of health and dental plan limits. An HSA allows you to address specific individual health needs by delivering greater choice to your employees while maintaining cost control and limiting your financial liability. You specify the amount of pre-tax credit to be deposited into an account administered by Saskatchewan Blue Cross. Your employees use the credits toward medical expenses that meet the eligibility criteria of the Canadian Revenue Agency (CRA).
Personal Wellness Accounts
Personal Wellness Accounts (PWA) address employee health and wellness needs at a holistic level, providing support for physical health, mental and emotional health, career health, and quality of life. You choose eight of the following categories, available in any combination:
- Health & Wellness Support
- Fitness & Sports Activities & Equipment
- Insurance Premiums
- Family Care
- Other Medical
- Supplements & Meal Replacement
- Green Living
- General Lifestyle
- Alternative Health Treatments
- Recreation & Leisure
- Personal Development
You determine the amount of credit to be allocated to the employee’s account. Your employees use the credits toward expenses related to maintaining and enhancing health and wellness. The CRA defines the majority of PWA expenses as taxable benefits.
Ensure your employees receive the right care, at the right time. Second Opinion is a valuable service that broadens care and treatment options for your employees. Completely confidential, it allows eligible plan members and dependents with qualifying medical conditions access to an independent medical review done by top specialists in the world.