I’m travelling within Canada. Why should I purchase travel insurance? Isn’t healthcare covered for Canadians across Canada?

Medical costs are covered across Canada, but provincial health plans:

• Do not offer the same services to non-resident travellers as they do to residents (even though you are Canadian, you are considered a non-resident even if you live in a neighbouring province)
• Vary from one province to another and do not pay the same rates in all provinces

Below are some examples of costs you may need to pay in a neighbouring province:

• Return of vehicle
• Air ambulance
• Relatives visiting when you are hospitalized

There are billing agreements between certain provinces, but not all. Since medical costs vary from one province to another, what may be sufficient to cover a medical service in one province may not be enough to cover the same service in another.