Health insurance: comprehensive coverage for children
When it comes to their health, every family’s needs are unique. Here’s how families can leverage health insurance with Saskatchewan Blue Cross and explore coverage that may meet the specific needs of different people in their family – especially their children.
Needs unique to each family member
Children can’t get their own health insurance, so how can parents ensure their needs are met and they’re covered in the case of an emergency, illness, injury, or they need a prescription? Children are covered as dependents through the policyholder’s plan. That’s you!
Health insurance plans at Saskatchewan Blue Cross are customizable to fit your specific needs and those of your dependents.
Maybe you’re a family with young children who occasionally need prescriptions, sometimes visit the hospital, and or may need specialized treatments. Comprehensive coverage for children will help cover these costs without having to pay out-of-pocket.
Another family example might be a child with ongoing health concerns or a disability. Your child may need consistent care, medical accommodations, or maybe a prosthetic. These circumstances can be financially challenging for a family without health insurance. However, health insurance can offer coverage for children who may be facing these circumstances.
Finally, maybe you’re a family with no major health concerns, but you want to make sure your children have access to care for their whole health. Children can benefit from a visit to the chiropractor or massage therapist as much as adults can.
Essentially, every family dynamic is different and one health insurance plan won’t work for everyone. Customizing a plan with Saskatchewan Blue Cross offers you children’s health insurance to navigate costs and unforeseen accidents.
What to expect from Saskatchewan Blue Cross health insurance
1.Personalization
You can compare our health insurance plans on this page: Blue Choice®, Conversion, and Guaranteed Acceptance. At the bottom of the page, explore optional health benefits to further customize your plan. If you know that you or your children have additional health needs, you can add to your plan for more coverage like prescription drugs, dental, hospital cash, and VIP travel.
2. Support
At Saskatchewan Blue Cross, we aim to advocate for our community and continuously educate and support Saskatchewan through investment in building health literacy. As a member, not only will you receive top-quality health insurance coverage, but you’ll also have access to a guide for new members and helpful forms and documents. You can also explore how we support our province by investing in Saskatchewan communities, promoting health literacy, and participating in community health and wellbeing initiatives.
3. Comprehensive coverage for children
Get health insurance for children for a happy, healthy family. For personal health or group benefits insurance members, your covered dependents can include:
- Your spouse
- Any unmarried children up to eighteen years old
- Unmarried children up to twenty-five years old if they attend an accredited education institution
- Any disabled children who are unable to leave your care
If you have a personal health plan, you can add a newborn within sixty days of their birth to avoid ever having to go through medical underwriting. This means that even if the baby has a health concern, you won’t have to worry about it not being covered by their health insurance.
Ensure you choose the right plan for your family’s needs. Provincial health insurance normally covers the basics such as hospital and doctor visits, but may not cover other health services you need, like care from a health practitioner. Get a plan that will also cover acupuncture, chiropractic, physiotherapy, massage, and more, if those are services your children could benefit from. Whether or not they need it right now, they may need the care health insurance can offer at some point in their lives.
How a family will benefit from children’s health insurance
As a parent, think of the needs of each member of your family when choosing your health insurance plan. This ensures you’re getting the health insurance for children that meets your family’s needs. Then you’ll be able to experience these secondary benefits:
Financial security
Health insurance is consistent. It’s a set fee every month, a subscription to your and your family’s healthcare. The cost is consistent and expected. There aren’t any surprises so when there is something unexpected, you don’t suddenly need to pull from your savings to pay for a treatment or prescription that your child needs.
Peace of mind
Having children can be stressful! Parents usually have their children’s wellbeing in the back of their minds at all times. This stress can be eased with health insurance for children since you know that if something happens, you’re prepared and your child will have access to what they need quickly.
Chronic illness avoidance
While some situations are unavoidable, there are many illnesses and injuries that can be prevented with children’s health insurance since it can include preventative care (massage, dental cleanings, chiropractic care, and physiotherapy). These types of services can address health concerns before they develop into something more serious.
Start saving on medical costs and stress today. As a personal health insurance member, pass along your health benefits to your dependents. Share the security of your plan and stay ahead of health concerns. Check out the health insurance options at Saskatchewan Blue Cross. Choose between three plans depending on your needs, and consider adding coverage through optional benefits if you have additional coverage in mind. Our team is always here to help if you have any questions!