Blue Choice Optional Benefits

It's your choice. Personalize your plan with optional health benefits to meet your specific needs.

Prescription Drugs

  • 80% coverage of prescribed drugs listed in the Saskatchewan Prescription Drug Plan Formulary
  • Convenient pharmacy-direct payment


First contract year — 75% for Basic dental coverage, maximum of $500 per person
Second contract year — 80% Basic & 50% Major, overall maximum of $750 per person
Third and following contract years — 80% Basic & 50% Major, overall maximum of $1,000 per person per year

  • 6-month waiting period
  • Pay-direct dental services
  • Basic dental services include examinations, x-rays, tests, cleaning, fillings, root canals, oral surgery, denture repairs, etc.
  • Major dental services include inlays, onlays, crowns, dentures, bridges, and some orthodontic services

Hospital Cash

  • Provides financial help to meet expenses due to hospitalization
  • Under age 65 – $100 per day, up to 50 consecutive days in hospital
  • Age 65 and over – $100 per day, up to 30 consecutive days in hospital

VIP Annual Travel

  • Coverage up to 30 consecutive days per trip with no limit on the number of trips
  • $5 million in emergency hospital and health benefits while travelling outside of Saskatchewan, with no deductible
  • Travel Assistance is available 24 hours a day, 365 days a year
  • $100,000 in air flight and common carrier accident insurance
  • Up to $1,000 for trip interruption
  • Up to $1,000 for baggage and personal effects
  • Up to $1,500 for meals and accommodations if trip is delayed due to injury or health issues
  • Learn more

Critical Conditions*

  • Provides a lump-sum cash payment to help cope with a severe critical illness or condition resulting from disease
  • Eligible health conditions: severe heart attack, severe stroke, life-threatening cancer, Alzheimer's disease, coma, major organ failure, major organ failure requiring transplant, motor neurone disease, paralysis, senile dementia, blindness, deafness, loss of speech, Multiple Sclerosis, Parkinson's disease and severe burns
  • Choose from:
    Level 1 – $10,000 for each Insured or spouse under age 65 and $5,000 for each dependent child
    Level 2 – $25,000 for each Insured or spouse under age 65 and $10,000 for each dependent child

Student Accident* 

Year-round accident coverage for students.

  • Out-of-province treatment and special treatment travel expense
  • Dread disease, confinement, and rehabilitation
  • Fracture and dislocation indemnity
  • Travel accident emergency expenses
  • Total and permanent disability
  • Tutorial benefit
  • Optional Double-Up Indemnity Insurance for accidental dismemberment and for total and permanent disability

Term Life Insurance*

  • $25,000 to $100,000 coverage
  • Discounted rates for non-smokers
  • Apply up to age 55; renew up to age 70
  • Optional $10,000 coverage for each dependent child

*Critical Conditions, Student Accident and Term Life Insurance benefits are underwritten by Blue Cross Life Insurance of Canada.

If you'd like to learn more about optional benefits like dental and travel, don't hesitate to contact us. We're committed to helping you find the insurance solution that's just right for you.