®Blue, Blue Advantage, Blue Chip, Blue Choice, Blue Cross, Blue Cross Life, BlueLink, Saskatchewan Blue Cross, Second Opinion and True Blue Difference are registered trade-marks of the Canadian Association of Blue Cross Plans (CABCP), used under license by Medical Services Incorporated, an independent licensee operating as Saskatchewan Blue Cross. Push2Play is a registered trade-mark of Saskatchewan Blue Cross. *Trade-mark of the Canadian Association of Blue Cross Plans. †Trade-mark of the Blue Cross Blue Shield Association.


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On this website Saskatchewan Blue Cross provides links to other websites for your convenience only. The information contained in these links may be changed or updated without notice. References do not imply endorsement or recommendation. It is your responsibility to verify information contained within linked sites before relying on it.

Pre-authorized Debit (PAD) Agreement

The Pre-authorized Debit (PAD) Agreement is used to authorize Saskatchewan Blue Cross to debit your bank account for payment of monthly premiums for Personal Health Plans and Employer Benefits Plans. The form is available at

If you authorized Saskatchewan Blue Cross to debit your bank account on the first business day of every month, as payment for your policy, and funds are not available on this date, the debit will be represented three (3) days later. Your authorization permits Saskatchewan Blue Cross to present multiple payments, as required to maintain your policy, and/or to charge a service fee for declined debits. The PAD Agreement states that Saskatchewan Blue Cross is not responsible for any bank service charges relating to declined debits.

You may revoke your authorization at any time by submitting written notice to Saskatchewan Blue Cross at least ten (10) business days before the next debit date. To obtain a sample cancellation form or more information on your right to cancel a PAD Agreement, you may contact your financial institution or visit

You have certain recourse rights if any debit presented by Saskatchewan Blue Cross does not comply with the PAD agreement you signed. For example, you have the right to receive reimbursement for any debit that is not authorized or is not consistent with the PAD Agreement. To obtain more information on your recourse rights, you may contact your financial institution or visit